Growing Your Business Without Growing It To Death

Why do at least 50% of businesses fail within the first five years? Why do companies that make millions go out of business? Business owners seem to face insurmountable odds against their success. These individuals put everything on the line—their health, marriages and families—while the majority continue to fail year after year.

Although social, political and economic conditions change, I think there is another factor involved: the pressure to keep growing. Entrepreneurs with the skill, desire and ability to run a successful small business have pressure to continue growing their companies larger than their capabilities and desires. Many of these companies see upward growth before failure, experiencing growing customer bases in a stable market.

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2025 Housing Market Predictions

2025 Housing Market Predictions

According to the California Association of Realtors (C.A.R.), 2025 is looking to be a year of opportunity for the housing market, with home sales and prices expected to rise. Buyers and sellers appear to be returning to the market as lower interest rates and better housing supply conditions increase. For those curious about what next year’s market will look like, California Builder Services is here…

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Reserve Study Frequency: How Often Do HOAs Need to Perform Reserve Studies

Reserve Study Frequency | How Often Do HOAs Need to Perform Reserve Studies?

Often, managers of Homeowners Associations (HOAs) are hesitant to conduct special assessments, as the money required to perform them may not be recovered, and the frequency of these payments can be unknown. That’s why it’s important to have reserve funds readily available to pay for these repairs and replacements. The question is, how does the HOA board know how much money it needs to set aside?

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reserve studies blog with the hands of people that seem to be signing paperwork

A Crash Course on Reserve Studies

According to the Foundation for Community Association Research, around 75.5 million people in the United States live in a homeowners association (HOA) community, which is more than 30% of the U.S. housing stock. Reserve studies refers to a vital capital planning tool for Homeowners Associations and condominium associations that provides directional guidance and an in-depth analysis of community assets.

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The Effects of Lower Rates on New and Existing Home Sales

The Federal Reserve is hoping to provide some economic relief to Americans through an interest rate cut made in September, as preparation for a potential recession continues. Higher interest rates have stunted the housing market, as home buyers are pulling back due to high borrowing costs and soaring home prices.

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